Why vCard?


Rs.500 as Welcome Cash Reward

Exclusive Benefits-Travel / Dining/ Grocery/ ecommerce on Mastercard

Personalized & relevant nearby merchant offers

Pay your bills with earned Scratch cards

Interest and Charges

Credit limit up to Rs.5,00,000
Billing cycle of 30 days

  • Annual fee of Rs.499 will be waived off if annual spend is more than Rs.1,00,000
  • 30 day interest free limit up to Rs.5,00,000 depending on your credit score
  • Interest free UPI limit Rs.4000 depending on your credit profile,3.5% monthly interest rate will be applicable thereafter
  • Minimum 10% or Minimum Amount Due has to be paid on due date to avoid late fee
  • Late fee- 15% of the amount due (min Rs.350 and max Rs.1000).

Joining fee of Rs.500

Cash rewards worth Rs.500 on first bill payment

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